Yes I get that we are in troubled times economicly. I also know that a lot of people are saying the bailout must happen so the entire system doesn't crash. But why should the Tax payers have to pay for people making mistakes. I think the people shouldn't. Hey if you give out a loan part of the risk is someone won't pay it back, that is part of a free economy. Yes the government should help people but it isn't there job to save people who took a risk. If I go out side and trip and hit my head next time I'll learn to catch myself but if I know mom is right behind me and will catch me when I fall I won't care and I'll keep tripping. I think the same thing is true here. If the government bails out these places then they will do something else that they wouldn't normally do or take that extra chance because they know if there is a crash the government should help. I think as a nation we have to cut back on how we use credit. I know I used to live on money I didn't have and charge Christmas gifts and all kinds of things I couldn't buy. And yes I did get bailed out, and hopefully I'm wise and it doesn't happen again. But see I didn't have a house and car and I wanted to keep up with the other soccer dads. Hey maybe some great deal will get worked out and laws will get changed and great depression won't hit anytime soon. But if we don't go back to the only buy what you will have the money for after the interest is added and all the taxes the country will wind up in trouble yet again and nothing will be fixed. On a side note If I had extra with the way stocks crashed I might buy a bunch of them now. Or maybe I would wait for more panic to set in and have prices fall even more and then I could buy lots of stocks. When I was a kid (could be wrong) Banks where state wide and you couldn't have banks in multiple states, maybe that was a good idea. Hey if Key bank fell it would only Hurt People in this state. I'm not saying I'm an expert I just think that in a free economy where there is risk and rewards that someone who risks and loses everything shouldn't be saved. I'm not some huge Capitalist but if that is the system we are going to use lets stick with that system. Hey Socialism is fine but that isn't our economic system so we shouldn't use it to help the rich. I also fear that no matter what happens some how this is going to wind up making the rich richer and the poor poorer.