Paid off my 4th credit card yesterday! It was my largest balance and I had been paying on it for just over 2 years & now, FINALLY!, it is PAID OFF!!! That makes 4 paid off this year. 2 more to go & those will be paid off August 25th & September 7th, respectively. Plus, in 2 weeks, I sign up for the First Home Buyers Club so I will officially start saving for my house! Feels pretty damn good, I must say myself. Have a peach of a day E-strippers! Try & keep cool.
Springfaerie's Journal
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07/03/2012 09:37 #56589
Just had to share! :)06/25/2012 14:56 #56567
Update to previous postYep, I'm definitely going to San Francisco. Nothing ventured, nothing gained. I'm tired of regretting what I *haven't* done! So, my trip is booked and I will be going to San Fran. on August 17th- just for a weekend. San Francisco! I can't wait to see the city! And, I have to admit, I can't wait to see the guy that lives there, too, but I'm more excited about the city! I'll let you know how it goes, E-peeps...
06/19/2012 12:42 #56557
round and round they go, where they'll stop No One Knows!These are the thoughts in my head. They go round and round and round until I feel like I'm going to scream. I perseverate and analyze and drive myself, generally crazy. Right now I'm trying to find my way around my future- immediate, almost immediate, a year distant, and God knows beyond that.
Immediate future- pretty much have decided to end the relationship w/ my "Special Friend." Reason, he's not into me, not really. It was, on one level, working, but for the rest of my many levels, it's really not. I'm not angry or upset about this. It has run it's course, come to it's ending and just is.
Almost immediate future- moving to a Spending Money Cash Only basis. I suck with money. Always have. I have decided that from henceforth, I will use my debit card to pay bills and to buy gas for all other purposes, I can only use cash. I get weird with actual money. I get almost stingy. With my debit card, I don't pay attention to what I'm spending and get into hot water. On the upset of financial news, soon to have paid off 4 credit cards! & 2 more will be paid off by September 7. Also, next month, I'm going to set up my First Home Buyers Savings Account!
Almost Immediate future (cont'd)- this has to do w/ a person. I am hoping to go and visit someone who lives in San Francisco. Is this my wisest move? Probably not considering our history. How do you trust the guy that you slept with who didn't tell you he was married until 2 months AFTER? We have Insane chemistry & now, he's divorced. I very much want to go see him... trying to figure out how I'm going to afford it. It's all very confusing.
A year distant- This is related to the First Home Buyer's Savings Account- finding the perfect house for me, in the City of Buffalo. At least, I think I'm going to buy in the City. Things could change, drastically, and this is the thought that plagues me...
Ug, I just wish I could look into a Crystal Ball and get all of the answers. Clarity would be beautiful. See, my thoughts really do go round and round and where they'll stop, I don't know!
Immediate future- pretty much have decided to end the relationship w/ my "Special Friend." Reason, he's not into me, not really. It was, on one level, working, but for the rest of my many levels, it's really not. I'm not angry or upset about this. It has run it's course, come to it's ending and just is.
Almost immediate future- moving to a Spending Money Cash Only basis. I suck with money. Always have. I have decided that from henceforth, I will use my debit card to pay bills and to buy gas for all other purposes, I can only use cash. I get weird with actual money. I get almost stingy. With my debit card, I don't pay attention to what I'm spending and get into hot water. On the upset of financial news, soon to have paid off 4 credit cards! & 2 more will be paid off by September 7. Also, next month, I'm going to set up my First Home Buyers Savings Account!
Almost Immediate future (cont'd)- this has to do w/ a person. I am hoping to go and visit someone who lives in San Francisco. Is this my wisest move? Probably not considering our history. How do you trust the guy that you slept with who didn't tell you he was married until 2 months AFTER? We have Insane chemistry & now, he's divorced. I very much want to go see him... trying to figure out how I'm going to afford it. It's all very confusing.
A year distant- This is related to the First Home Buyer's Savings Account- finding the perfect house for me, in the City of Buffalo. At least, I think I'm going to buy in the City. Things could change, drastically, and this is the thought that plagues me...
Ug, I just wish I could look into a Crystal Ball and get all of the answers. Clarity would be beautiful. See, my thoughts really do go round and round and where they'll stop, I don't know!
metalpeter - 06/19/12 18:01
1. Maybe you should get a new "Special Friend" lined Up :)
2. Debit cards are great... But they also cause you to spend more that you walk into a place like target for one thing and get 7 and not the thing you went in for.. With it not being direct it takes the sting out of handing over $175 for that lovely Jersey or what ever....
3. San Fran.... If you are way braver then I ..Find A hostel :) Or if you are really brave a place in Oakland....HA Seriously though... There are two (e:peeps) Who live out that way not sure if you know them or not.... I think if you plan it right AKA do some Research you might be able to swing it..... Also if you Know (e:Jason) he might be able to give some insight think he took a trip out there not to long ago.... I would say make alternative plans just in case you visit and things go south for some reason... Then you can still enjoy the trip....
Just my two cents... Maybe some other people will comment.....
1. Maybe you should get a new "Special Friend" lined Up :)
2. Debit cards are great... But they also cause you to spend more that you walk into a place like target for one thing and get 7 and not the thing you went in for.. With it not being direct it takes the sting out of handing over $175 for that lovely Jersey or what ever....
3. San Fran.... If you are way braver then I ..Find A hostel :) Or if you are really brave a place in Oakland....HA Seriously though... There are two (e:peeps) Who live out that way not sure if you know them or not.... I think if you plan it right AKA do some Research you might be able to swing it..... Also if you Know (e:Jason) he might be able to give some insight think he took a trip out there not to long ago.... I would say make alternative plans just in case you visit and things go south for some reason... Then you can still enjoy the trip....
Just my two cents... Maybe some other people will comment.....
04/20/2012 19:48 #56368
Striving Towards AdulthoodLately, I've been on this mission- pay off old debts. When I was substitute teaching for four years, I was in financial dire straights. When I was still working for the bank and had a regular paycheck that could be relied upon, my credit was really good, I paid my bills on time (for the most part) and everything was honkey dorey. When I left the financial security for the obscurity of substitute teaching- a necessary evil if you actually plan on getting a teaching job here in WNY- well, all of that crumbled and every credit card that I had went down the creek. At this current space in time, I am in the process of repairing all of that mess. I have a teaching job that is, seemingly, secure and so I am now fixing what I screwed up. I will have 4 of them paid off by the end of June, another by the end of August and the last paid off, hopefully, in September. I don't know if I would have been so keen on fixing my debacle in such short order if it hadn't dawned on me that I would really like to own my own home. In order for me to do that, I have to fix my credit. I am, in fact, finally striving to be an Adult- face my fears and fix my messes! Hopefully, I'll be able to buy my own house within the next year and I am hoping to find that house in the city. It was a sad, sad moment when I realized that what I pay in gas for my car could actually pay a mortgage! Fingers crossed, e-strippers, that I will be able to keep my focus and not get side tracked by inanities! In the past, I have always been my own worse saboteur!
metalpeter - 04/21/12 14:47
I wish you luck with that..... I can't have credit cards....... I'll leave it at that..
I wish you luck with that..... I can't have credit cards....... I'll leave it at that..
paul - 04/20/12 21:34
Having a house in the city is nice. I barely use the car.
Having a house in the city is nice. I barely use the car.
02/20/2012 18:43 #56102
What's a Girl to do?So, I know that in my November re-cap I mentioned that I recently taken a relationship from being "Just Friends" to being "Friends with Benefits." It's still going on. We've know each other since we were, I don't know- 12 maybe. We went to school and in Jr. High and High School had friends in common. In fact, one of best friends at the time had a wicked, wicked crush on him even though she was dating (and eventually married) one of his best friends. Back then, I thought that he was funny and was a total man whore and that was it. Neither of us had any interest in the other, whatsoever. We graduated high school. I went to college. He went into the Army. He came back home, bought his great uncle's house, had a kid with a married woman, & got a decent job. I spent that time just trying to get my shit together. (Honestly, I'm still working on that!) In short, we went our separate ways but the funny thing was that whenever we ran into each other, which was rare, he would always hit on me. I never thought anything of it. As I said, he was a man whore. Flirting came as naturally to him as breathing and I was one of the few females that he hadn't slept with and he didn't know anyone that I had slept with. Then 2 New Year's Eves ago, I was out with my brother, sister-in-law, and best friend and I ran into him. We exchanged numbers but neither of us ever used them. They just kind of took up space in the memories of our phones. This past October, I wished him a Happy Birthday on his Facebook page, something that I usually do. No big deal, really, but after that, he started texting me, thanking me for the birthday wish and then we began flirting. The texts were getting lustier and lustier and finally, after 3 weeks or so, I just asked him if he wanted to make out. I went over to his house and the rest is kind of current history.
Originally, I thought that we had nothing in common but the fact that we went to high school together and as far as I was concerned, well, why not hook up. It was no big deal. It was super fun and the man's got some skills! Actually, as it turns out, we do have things in common and he makes me laugh. The more we get together, the more I want him. And things are getting, well, more tender. We do actually care about each other. This Friday, I got the distinct feeling that he actually wanted me to stay. I confess, I'm truly beginning to actually like him and I don't know what to do about it. He really is a very good man but he's perfectly content to be a single guy. I am not content to be a single woman. I'm tired of it. So I ask you, what's a girl to do?
Originally, I thought that we had nothing in common but the fact that we went to high school together and as far as I was concerned, well, why not hook up. It was no big deal. It was super fun and the man's got some skills! Actually, as it turns out, we do have things in common and he makes me laugh. The more we get together, the more I want him. And things are getting, well, more tender. We do actually care about each other. This Friday, I got the distinct feeling that he actually wanted me to stay. I confess, I'm truly beginning to actually like him and I don't know what to do about it. He really is a very good man but he's perfectly content to be a single guy. I am not content to be a single woman. I'm tired of it. So I ask you, what's a girl to do?
ladycroft - 02/23/12 13:34
Not implying anything, but if it has 'been a while' sometimes their skills might seem more significant and things feel tender because it just feels good to have physical contact again. Are you prepared for his baggage? But if he's really not looking to get into anything you'll just set yourself up for disappointment in the end. Enjoy it while it lasts but have that little talk with yourself first! :)
Not implying anything, but if it has 'been a while' sometimes their skills might seem more significant and things feel tender because it just feels good to have physical contact again. Are you prepared for his baggage? But if he's really not looking to get into anything you'll just set yourself up for disappointment in the end. Enjoy it while it lasts but have that little talk with yourself first! :)
tinypliny - 02/22/12 16:26
yes, I am with peter. sound advice. wait, watch and have fun.
yes, I am with peter. sound advice. wait, watch and have fun.
metalpeter - 02/21/12 18:40
This Reminds me of a movie I have never seen..HA... Sorry I have no advice... I have heard and don't know if this is true that sometimes women start to feel like this when the guy has "Skills"... Just see where it goes and maybe don't over think things and mess thing up? Let him use those skills often and see where that leads?
This Reminds me of a movie I have never seen..HA... Sorry I have no advice... I have heard and don't know if this is true that sometimes women start to feel like this when the guy has "Skills"... Just see where it goes and maybe don't over think things and mess thing up? Let him use those skills often and see where that leads?
paul - 02/20/12 23:09
I think a love spell might be in order ;)
I think a love spell might be in order ;)
hurrah!
Sounds like you are on your way to owning a house.