I don't even have to call Suze Orman to know what she would say to me in regards to the first Apple purchase I want to make. I can hear her now screaming "denied! denied! denied!" My computer and laptop are getting pretty old now and I really think it will be time soon anyways.
So I am pretty sure I want a Mac Mini. I believe the total cost will be $800. I don't think that seems that unreasonable of a price for what it is. I also have made some financial improvements including raising my FICO score to the good range and stashing a little money away. I feel like I can maybe get a 760 within a year unless catastrophe occurs. That is the entire point though of Suze's instance on an 8 month emergency fund, so that you don't screw up a numerical score that can make us or break us.
What should I do? Should I buy this thing? I want it and might buy it regardless of what you or Suze might say but I am interested to hear what you all might think. By the way, Suze absolutely loves Apple products.
Libertad's Journal
My Podcast Link
11/21/2011 19:32 #55570
DENIED?09/26/2011 21:30 #55199
Saying goodbyeI finally looked at some pictures I took when I went with my family to see where our cottage used to be. This picture pains me so much. I love my grammy and grandpa and really can't stand the pain they must feel for losing our cottage. My entire life has been a part of this place.
metalpeter - 10/20/11 19:55
If what you mean is that it was this to you but it uploaded side ways I have had someone explain it to someone else very well. Paul could tell you for sure... I think it has something to do with there being a certain width max but not a length max really so certain pictures that are certain sizes when you upload them the length of the picture is equal to what the width would be so (e:strip) puts it the wrong way....... But again not sure on that....
If what you mean is that it was this to you but it uploaded side ways I have had someone explain it to someone else very well. Paul could tell you for sure... I think it has something to do with there being a certain width max but not a length max really so certain pictures that are certain sizes when you upload them the length of the picture is equal to what the width would be so (e:strip) puts it the wrong way....... But again not sure on that....
libertad - 10/20/11 19:45
I finally got this picture oriented the correct way. I'm not sure what the trick is. Does anyone know?
This makes me so sad to look and think of this again. I dream of the cottage often. That and a friend I have lost.
I finally got this picture oriented the correct way. I'm not sure what the trick is. Does anyone know?
This makes me so sad to look and think of this again. I dream of the cottage often. That and a friend I have lost.
09/12/2011 10:55 #55144
Shoreline Sweep Fall 2011This Fall's shoreline sweep is on Saturday 9/24. I'm going to go clean Squaw Island again.
Honestly, I don't know why I even bother. I'm so disgusted by people in general. The trash is overwhelming.
I think this time I might focus on sweeping up all the glass. I see kids throwing glass botttles all the time and I have gotten probably like 10 flats this season. I never used to get flats, so I'm not sure what the problem is. I even spent extra money on Kevlar tires and I wish I didn't cause I have only gotten more flats. At least if I clean up the glass I might get less flat tires. If I clean up the trash they just come and dirty it all up again in as little as a day.
Honestly, I don't know why I even bother. I'm so disgusted by people in general. The trash is overwhelming.
I think this time I might focus on sweeping up all the glass. I see kids throwing glass botttles all the time and I have gotten probably like 10 flats this season. I never used to get flats, so I'm not sure what the problem is. I even spent extra money on Kevlar tires and I wish I didn't cause I have only gotten more flats. At least if I clean up the glass I might get less flat tires. If I clean up the trash they just come and dirty it all up again in as little as a day.
paul - 09/13/11 00:48
Maybe if you had man tires on a man bike instead of those tiny diet tires. J/k, but I do think the problem is that road bikes are not made for Buffalo's roads, more for like perfectly paved ones like on a track or in a distant gated community in vegas. Its seems like Buffalo's roads just keep getting worse.
Maybe if you had man tires on a man bike instead of those tiny diet tires. J/k, but I do think the problem is that road bikes are not made for Buffalo's roads, more for like perfectly paved ones like on a track or in a distant gated community in vegas. Its seems like Buffalo's roads just keep getting worse.
tinypliny - 09/12/11 19:08
I have a morbid fear of needle-prick injuries with their shady aftermath. I think being wrung once through the whole needle-prick related HIV prophylaxis kind of stays with you for life.
I have a morbid fear of needle-prick injuries with their shady aftermath. I think being wrung once through the whole needle-prick related HIV prophylaxis kind of stays with you for life.
tinypliny - 09/12/11 19:06
Watch out for needles and syringes. You can never be too careful.
Watch out for needles and syringes. You can never be too careful.
matthew - 09/12/11 18:45
I'll be helping Paul's Aunt Judy clean up the Naval Park. It is discouraging ,but I suppose every little bit helps.
I'll be helping Paul's Aunt Judy clean up the Naval Park. It is discouraging ,but I suppose every little bit helps.
09/10/2011 14:51 #55129
The last momentsIt survived the flood of 72 and a tornado with my grandparents in it. It was built in 1935. I really love the river and will always have very fond memories of this very special place.
metalpeter - 09/11/11 08:50
Oh my that was intense. Do you know the other people who at least where taking pictures of it (on the bridge)....
Oh my that was intense. Do you know the other people who at least where taking pictures of it (on the bridge)....
jessbob - 09/10/11 15:10
wow. omg. that is unbelievable. i hope you are doing okay, dave.
wow. omg. that is unbelievable. i hope you are doing okay, dave.
09/09/2011 20:35 #55126
Goodbye cottage...This is our cottage 15 miles downstream. There is video that I haven't been able to watch yet. We all cried pretty hard. I never would have imagined this, we always thought it would be there.
metalpeter - 09/11/11 08:44
Hard to imagine a house moving 15 miles that is insane... Good thing no one was there... It could be rebuilt .... I kinda wonder where it will wind up when the water finally goes to where ever it goes....
Hard to imagine a house moving 15 miles that is insane... Good thing no one was there... It could be rebuilt .... I kinda wonder where it will wind up when the water finally goes to where ever it goes....
tinypliny - 09/10/11 14:56
That is a really sad picture. I know it is irreplaceable but I agree with (e:dcoffee). At least no one was hurt. Maybe you could rebuild someday...
That is a really sad picture. I know it is irreplaceable but I agree with (e:dcoffee). At least no one was hurt. Maybe you could rebuild someday...
leetee - 09/10/11 06:11
So sorry!
So sorry!
YesThatCasey - 09/10/11 00:36
:o(
:o(
dcoffee - 09/09/11 23:13
15 miles downstream! wow. At least nobody got hurt.
15 miles downstream! wow. At least nobody got hurt.
mike - 09/09/11 21:52
I'm so sorry! I know how much it meant to your family and it was an awesome cottage! I am glad I got to see it and spend time there with your family this summer.
I'm so sorry! I know how much it meant to your family and it was an awesome cottage! I am glad I got to see it and spend time there with your family this summer.
matthew - 09/09/11 21:20
What a tragedy! I'm so sorry.
What a tragedy! I'm so sorry.
paul - 09/09/11 21:14
FEMA
FEMA
paul - 09/09/11 21:14
Omg I'm so sorry. Maybe you guys can get female assistance.
Omg I'm so sorry. Maybe you guys can get female assistance.
jessbob - 09/09/11 21:13
that's awful. i'm sorry dave.
that's awful. i'm sorry dave.
uncutsaniflush - 09/09/11 21:13
Wow! I can only echo heidi.
Wow! I can only echo heidi.
heidi - 09/09/11 20:51
Oh, I'm so sorry, Dave.
Oh, I'm so sorry, Dave.
(e:libertad), if you need a massive "tune-up" of your pc let me know. You will be amazed at how fast things can run with a few tweaks. I don't know how slow/fast your computer is now, but if you haven't messed with registry entries or reformatted and cleaned out your windows program directory recently, chances are you will notice the speed improvement after the tweaks. I can help you out when I have some time maybe next month? Let me know - messages on estrip work better than the email associated with the site (I scarcely check that email. I need to change it soon...)
I don't really have any major credit card debt, just a little bit on a 0% interest card which pays me dividend rewards. Student loan debt is a different issue of course, that is my only debt really.
If I buy it I will probably take (e:paul)'s advice to buy the 3 year warranty but that does change the asking price quite a bit. Now I am thinking of sticking with Windows because I have had very few problems with it. I have this Dell computer that never seems to break down but I feel like it will be soon. AVG seems to keep my computer protected very well and it is free. I think I will steer away from the compact computer as well, although I was looking forward to getting rid of the big bulky computer.
I'm not sure I will ever purchase an internet only laptop as I do like having the CD drive and normal functions of a PC.
Thanks for all the advice (e:tinypliny) and (e:paul). I'm glad I put this out there because I felt 95% sure I would buy it and now I don't think I will. Let's see what kind of Black Friday deals come about.
The apple 3 plan is just $149.00, is In Stock and comes with Free Shipping!! :::link:::
Make that $949.
These chrome books seem like a really good deal if you just need an internet ready laptop. :::link:::
I feel that as a general computer user a Mac night be easier to maintain although it is more expensive. That being said it is nowhere near perfect and the it just always works line is not true.
I would pay the extra for the 3 year apple care. Then no matter what you computer is covered for three years if anything fails. Every single Mac I ever had started to fail middle of year two but then survived after a tune. I have had both logic boards and graphic cards die both of which are pretty expensive if you don't gave a warranty. In fact the logic board on a mini us about $500.
One issue you have with a compact computer or laptop is the lack of home repairability or upgrade.
Still, the mini really is the best deal of the macs and it is also very energy efficient and just about silent. It is,however, not water proof.
this statement: unreasonable of a price for what it is.
is an illusion and a complete success of their snob-value brand over minds. Again, don't take my word entirely. (e:Paul) can give you a more objective assessment for what you get with a mac and for a similar amount of money on other OSes.
LOL, I had no idea about the context of this post but I finally googled. :::link:::
I like her. It's crucial to be financially sound and out of debt at all times. If not out of debt, the idea should be to make all effort to get out of it. I believe in it heart and soul.
BTW, be advised that the new operating system Lion has countless problems with wireless and network connectivity. If you don't believe me, (e:Paul) can confirm the widespread nature of this problem that Apple does not even want to admit is there and staring at everyone's faces all the time.
It takes SEVERE frustration for apple fanworms to break out the woodwork and admit that things are not peachy in their hollow apple cores. My brother, a seasoned pro at everything UNIX and command line (and pretty much a kind of (e:paul)) admits that he has a problem with it. He usually NEVER does and is a through and through appleworm. That in itself tells me the problem is very real and very much unaddressed.
I wouldn't and instead focus on rejuvenating the older laptop and possibly critically look at the real reasons why a Mac seems desirable. But then, I am not Orman or even an apple fan. And well, you know me. I am recycle queen.