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This bat was clinging to the space shuttle during take off.
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Jim's Journal
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03/20/2009 11:28 #48133
RIP Space Bat03/19/2009 21:17 #48128
Home Ownership!Category: all grown up
So, my Dad has let me know that there's a 401k account of my mother's that he hasn't cashed in since she passed away a few years ago, and he's decided he wants to use it to help me with a down payment for a house. That coupled with the $8000 first time home buyer's credit ( ) means that I am pretty sure that I'm going to own my own place sometime this year.
James and I have talked, and the only downside is that we'd only buy something if we knew exactly where we were planning on living next year, and we've been talking pretty seriously about moving to Portland, Oregon or Austin, Texas.
Money certainly doesn't go as far outside Buffalo. For the price of a 2,000 sqft Victorian home here we could only get a really cute 1 bedroom condo in downtown Portland, like this:
( )
Of course it would be in the middle of an awesome urban area that only gets 2" of snow every winter and has excellent public transit and career opportunities...
James and I have talked, and the only downside is that we'd only buy something if we knew exactly where we were planning on living next year, and we've been talking pretty seriously about moving to Portland, Oregon or Austin, Texas.
Money certainly doesn't go as far outside Buffalo. For the price of a 2,000 sqft Victorian home here we could only get a really cute 1 bedroom condo in downtown Portland, like this:
( )
Of course it would be in the middle of an awesome urban area that only gets 2" of snow every winter and has excellent public transit and career opportunities...
tinypliny - 03/26/09 19:20
I say go (or stay) where you can create the most worthwhile life. Good Luck! :)
I say go (or stay) where you can create the most worthwhile life. Good Luck! :)
heidi - 03/20/09 22:50
I want you to stay!!!
But I have some logical reasons too... It's hard to find a good community - you have one here, you have roots... you've said "I don't want to die here" (hmmm... might have been (e:james)) but that's what retirement's for! You can *live* here, and die somewhere else. :-)
And you really can't beat the housing prices... damn! $159K?? That's awesome. (Mortgage interest deduction!!! Every year!)
I want you to stay!!!
But I have some logical reasons too... It's hard to find a good community - you have one here, you have roots... you've said "I don't want to die here" (hmmm... might have been (e:james)) but that's what retirement's for! You can *live* here, and die somewhere else. :-)
And you really can't beat the housing prices... damn! $159K?? That's awesome. (Mortgage interest deduction!!! Every year!)
jim - 03/20/09 14:54
It's not a loan, it's a credit. No payback needed. You get an $8000 tax refund.
It's not a loan, it's a credit. No payback needed. You get an $8000 tax refund.
metalpeter - 03/20/09 14:16
I admit I didn't follow the links so I may have missed something. But the first interior looks pretty nice. I would say that taking the first time home owners loan is a bad idea. Granted I don't have all the facts but to get a tax credit on your taxes of that much money that you then have to payback seems like a bad idea. I don't know the percentage or how you pay it back but to me it seems like you could wind up just owing the IRS money. Of course the person who you should ask about that is (e:Terry).
I admit I didn't follow the links so I may have missed something. But the first interior looks pretty nice. I would say that taking the first time home owners loan is a bad idea. Granted I don't have all the facts but to get a tax credit on your taxes of that much money that you then have to payback seems like a bad idea. I don't know the percentage or how you pay it back but to me it seems like you could wind up just owing the IRS money. Of course the person who you should ask about that is (e:Terry).
james - 03/19/09 23:08
That last one looks suspiciously like the section-8 housing on Elmwood between Summer and North.
That last one looks suspiciously like the section-8 housing on Elmwood between Summer and North.
paul - 03/19/09 22:27
I hope you guys stay.
I hope you guys stay.
jim - 03/19/09 22:07
It is pretty exciting - my parents never had much money, so in the last 10 years I've pretty much been on my own. They bailed me out of jail once... that's about it :) It's not really that much money in the scheme of things, but it makes buying a home likely instead of a some-year-soon thing.
To get this kinda opportunity is very unexpected and nice.
It is pretty exciting - my parents never had much money, so in the last 10 years I've pretty much been on my own. They bailed me out of jail once... that's about it :) It's not really that much money in the scheme of things, but it makes buying a home likely instead of a some-year-soon thing.
To get this kinda opportunity is very unexpected and nice.
mrmike - 03/19/09 22:06
Nice to have the option
Nice to have the option
libertad - 03/19/09 22:04
How exciting. Good luck in finding a place.
How exciting. Good luck in finding a place.
jim - 03/19/09 21:50
I think James wants to move more then I do :)
I'd be perfectly content to live in this: :::link:::
I think James wants to move more then I do :)
I'd be perfectly content to live in this: :::link:::
03/18/2009 09:11 #48099
God vs SatanCategory: religion
Posted for mindless, meaningless amusement.
metalpeter - 03/18/09 18:17
This reminds me have you ever seen "The God and Devil Show" it is A cartoon that you can watch on the web and some of it was pretty funny. They even had this thing where you could vote on famous people being god or devil and then something would happen to them. I'm not sure if it is still online anywhere but hey if you have some extra time maybe look it up.
This reminds me have you ever seen "The God and Devil Show" it is A cartoon that you can watch on the web and some of it was pretty funny. They even had this thing where you could vote on famous people being god or devil and then something would happen to them. I'm not sure if it is still online anywhere but hey if you have some extra time maybe look it up.
03/17/2009 14:11 #48087
iPhone 3.0 SDKCategory: tech
03/14/2009 18:52 #48054
18 Mile CreekCategory: hiking
Thanks Paul, Matthew, Terry and James, it was a fun day :)
I took lots of photos, but most of the ones that looked good were the more abstract ones of the ice.
I took lots of photos, but most of the ones that looked good were the more abstract ones of the ice.
boxerboi - 03/16/09 08:56
very cool pictures
very cool pictures
dcoffee - 03/15/09 21:10
Cool, I like the spikey spiderweb lookin one. And you uploaded it nice and big to flickr :) sweet
Cool, I like the spikey spiderweb lookin one. And you uploaded it nice and big to flickr :) sweet
tinypliny - 03/15/09 12:51
All of you look so handsome! :)
And the pictures manage to convey the bleakness. Thanks (e:Jim). ;-)
All of you look so handsome! :)
And the pictures manage to convey the bleakness. Thanks (e:Jim). ;-)
terry - 03/15/09 12:32
no it's an official fishing/wilderness area with trails and stuff. Of course it's more fun to try to kill (e:jim) and (e:matthew) by offroading it!
no it's an official fishing/wilderness area with trails and stuff. Of course it's more fun to try to kill (e:jim) and (e:matthew) by offroading it!
janelle - 03/15/09 11:50
Are there trails? Or are you hiking around on people's property that abuts the creek?
Are there trails? Or are you hiking around on people's property that abuts the creek?
terry - 03/15/09 10:44
Here!
:::link:::
Basically take 5 to 75 then after you pass the lil city part turn right before the bridge over the creek.
Here!
:::link:::
Basically take 5 to 75 then after you pass the lil city part turn right before the bridge over the creek.
metalpeter - 03/15/09 10:01
Nice Shots
Nice Shots
jim - 03/15/09 09:19
I'm not sure, Terry drove - it's just south of Hamburg in Evans, I think.
I'm not sure, Terry drove - it's just south of Hamburg in Evans, I think.
janelle - 03/15/09 08:38
Where's 18 mile creek?
I decided to skip church all summer and go hiking instead.
Where's 18 mile creek?
I decided to skip church all summer and go hiking instead.
That's TRAGIC! What an end!
You did right by giving it a blingee send off.
Thats so sad.
We are stardust...