Holly crap, I just found a video of Hillary Clinton on Dave Letterman''s show, from like 2 days ago,
And when Dave asked how much money she raised for he campaign, she said 100 million dollars, and said it's not a good way to run campaigns, and we should we should go to public financing of campaigns!!! That's beautiful, she gets a giant gold star for that one.
Campaign financing is my biggest issue, if everyone got pissed off about that one thing and went out and changed it, we would be saved. seriously, the whole country would be saved, from the corruption and greed that led us to this point. no middle class, huge poverty, insecurity, devastated cities, and bridges falling into the Mississippi river. Public financing would do the most good for our country over time.
One thing letterman said, when they talked about the supreme court saying "money = free speech", essentially that means people who can't afford to contribute money to campaigns have less speech. That's key. Equal Influence. People united as a group should have a bigger voice, but as individuals we shouldn't have to pay for access. It's like a reverse of the poll tax, income based influence.
Anyway, here's the video... maybe I'm starting to see that dream ticket after all.
____________________________________________________
And here's Barrack's speech from yesterday, this man speaks plainly and honestly. You can tell he's for real, he's not just saying what you want to hear. It's easy to see how he could unite the country around a progressive agenda. Obama will get the results by having public support. And his agenda is boldly progressive.
PS
The key for the Democratic party is to get people off the couch to vote. So many don't vote because they don't have faith in government. Restore that faith.
____________________________________________________
Dcoffee's Journal
My Podcast Link
02/07/2008 00:37 #43224
Campaigns Candidates and LettermanCategory: politics
02/05/2008 17:55 #43195
VotingCategory: politics
Time to share voting stories,
I went to my polling place on Rhode Island at about 1:30, I go a little late so I can see how many people voted before me. I was voter #148 But the interesting thing is that about 120 of those voters were Democrats. I know I'm on the West Side, and there are more democrats around, but I thought that was an interesting contrast. Nationally far more Democratic voters are showing up to the polls. And I'm glad the democratic candidates are keeping the dialogue relatively civil, unlike the Republicans.
I like voting, I vote every year. Even when the 2 party candidates are lame, I proudly vote third party, and get great satisfaction from it. Voting third party is definitely not a wasted vote, especially in NYS which is not a swing state. I feel like my 3rd party vote means more than voting for some Democrat. and even if I do vote for a Democrat, I vote on the Working Families line.
Anyway this year, I voted in my first primary, and I dig it.
PS, my firefox spellcheck never heard of Rhode Island, WTF?
I went to my polling place on Rhode Island at about 1:30, I go a little late so I can see how many people voted before me. I was voter #148 But the interesting thing is that about 120 of those voters were Democrats. I know I'm on the West Side, and there are more democrats around, but I thought that was an interesting contrast. Nationally far more Democratic voters are showing up to the polls. And I'm glad the democratic candidates are keeping the dialogue relatively civil, unlike the Republicans.
I like voting, I vote every year. Even when the 2 party candidates are lame, I proudly vote third party, and get great satisfaction from it. Voting third party is definitely not a wasted vote, especially in NYS which is not a swing state. I feel like my 3rd party vote means more than voting for some Democrat. and even if I do vote for a Democrat, I vote on the Working Families line.
Anyway this year, I voted in my first primary, and I dig it.
PS, my firefox spellcheck never heard of Rhode Island, WTF?
02/05/2008 00:25 #43185
My Obama EndorsementCategory: politics
Obama, Clinton, and The Election
Why Vote:
This is the first time I'm voting in a primary. I have always been registered as a Green, but I switched to Democrat just for this primary election. The government has not been serving the people. We have been taken advantage of by those with power and money, and the government let it happen.
I'm tired of politicians who don't stand up and challenge the corrupt system in Washington. Many people are fed up and that's why we don't vote. The politicians don't represent us, they represent corporations and the people who fund their campaigns.
But in the end, they need our vote. We still hold that power over the government. Sometimes candidates aren't that different. It's usually down to two, which is not much of a choice for a democracy. But sometimes you get a candidate with vision, leadership and the will to rock the boat. I think there are big differences between Hillary Clinton and Barack Obama.
Why Obama
One thing about Obama, he gets young people out to vote in record numbers. We need to stop letting Washington run itself, and realize our power to determine our own future. Social Security, Healthcare, Student Loans, Job Security, the Environment, we have a lot of work to do. My generation is starting to realize that politics affects our lives, now we need to have the confidence to go and change politics.
On the Iraq War, Obama has been right from the beginning. In 2002, it was very unpopular to speak negatively about Bush, and despite the risk, Obama spoke publicly and candidly in opposition to the war. Solid judgment led him to speak out and put his career on the line to oppose a policy doomed to failure.
The problem with politicians, is that they have a hidden agenda. They are thinking of campaign contributions instead of doing what is right for the public. They think that deceiving the voters, and obeying wealthy corporate interests, will get them elected. Obama however, believes in honesty, democracy, and openness.
Obama relies more on voters and small donations, than he does on corporate contributions. He doesn't have to promise as many favors to his corporate connections. Clinton is part of the old system, the system that got us here. Sure nobody's perfect, and any democrat would be better than a republican, but I want this president to make real changes. Not just changes in policy, but changes in the Washington system of secrecy, power, and corruption.
My issues are Campaign Finance, the Electoral System, Inequality, Poverty, Diplomatic Foreign Policy, Healthcare, Political Corruption, crumbling cities and infrastructure, and our loss of community. I think these issues are best handled by a political outsider with confidence, vision, and a working class background, who can lead.
I liked a lot of the democratic candidates. Our election system forces us to narrow it down before we even get a chance to vote, and that's a problem. There are more than two types of people in this country. And we should be able to rank our choices so that there are no more 'spoiler' candidates who 'steal votes'. Here we are again with two, but if we vote for Obama now the decision in November will really mean something. And voter turnout will be record breaking.
If there is any election where you don't have a candidate you believe in, show up and vote third party as a protest. Voting third party is a strong statement, staying home is not.
I am a skeptic, who believes in Barack Obama, I think he is a good candidate who is very different than Clinton and the past 30 years of problems in this country. And I think it's so important to vote and participate, that I wrote this letter, and urging you to go out and participate.
Thanks
Here's Obama on the War, starting in 2002
more Obama Videos on YouTube
Why Vote:
This is the first time I'm voting in a primary. I have always been registered as a Green, but I switched to Democrat just for this primary election. The government has not been serving the people. We have been taken advantage of by those with power and money, and the government let it happen.
I'm tired of politicians who don't stand up and challenge the corrupt system in Washington. Many people are fed up and that's why we don't vote. The politicians don't represent us, they represent corporations and the people who fund their campaigns.
But in the end, they need our vote. We still hold that power over the government. Sometimes candidates aren't that different. It's usually down to two, which is not much of a choice for a democracy. But sometimes you get a candidate with vision, leadership and the will to rock the boat. I think there are big differences between Hillary Clinton and Barack Obama.
Why Obama
One thing about Obama, he gets young people out to vote in record numbers. We need to stop letting Washington run itself, and realize our power to determine our own future. Social Security, Healthcare, Student Loans, Job Security, the Environment, we have a lot of work to do. My generation is starting to realize that politics affects our lives, now we need to have the confidence to go and change politics.
On the Iraq War, Obama has been right from the beginning. In 2002, it was very unpopular to speak negatively about Bush, and despite the risk, Obama spoke publicly and candidly in opposition to the war. Solid judgment led him to speak out and put his career on the line to oppose a policy doomed to failure.
The problem with politicians, is that they have a hidden agenda. They are thinking of campaign contributions instead of doing what is right for the public. They think that deceiving the voters, and obeying wealthy corporate interests, will get them elected. Obama however, believes in honesty, democracy, and openness.
Obama relies more on voters and small donations, than he does on corporate contributions. He doesn't have to promise as many favors to his corporate connections. Clinton is part of the old system, the system that got us here. Sure nobody's perfect, and any democrat would be better than a republican, but I want this president to make real changes. Not just changes in policy, but changes in the Washington system of secrecy, power, and corruption.
My issues are Campaign Finance, the Electoral System, Inequality, Poverty, Diplomatic Foreign Policy, Healthcare, Political Corruption, crumbling cities and infrastructure, and our loss of community. I think these issues are best handled by a political outsider with confidence, vision, and a working class background, who can lead.
I liked a lot of the democratic candidates. Our election system forces us to narrow it down before we even get a chance to vote, and that's a problem. There are more than two types of people in this country. And we should be able to rank our choices so that there are no more 'spoiler' candidates who 'steal votes'. Here we are again with two, but if we vote for Obama now the decision in November will really mean something. And voter turnout will be record breaking.
If there is any election where you don't have a candidate you believe in, show up and vote third party as a protest. Voting third party is a strong statement, staying home is not.
I am a skeptic, who believes in Barack Obama, I think he is a good candidate who is very different than Clinton and the past 30 years of problems in this country. And I think it's so important to vote and participate, that I wrote this letter, and urging you to go out and participate.
Thanks
Here's Obama on the War, starting in 2002
more Obama Videos on YouTube
mrdeadlier - 02/05/08 12:49
I voted for Paul today since I lean more towards the Republican side of things, but I'm pretty sure Obama has my vote in November if he ends up against McCain or Romney.
I voted for Paul today since I lean more towards the Republican side of things, but I'm pretty sure Obama has my vote in November if he ends up against McCain or Romney.
01/16/2008 11:10 #42910
Clinton beats 'none of the above' barelyCategory: politics
There was a primary in Michigan Yesterday. Republicans chose Romney, and Democrats chose Clinton. But unlike Romney who is fighting for his life to stay viable by winning something, Clinton had no serious opposition. For some reason Michigan doesn't get any electoral votes in the Democratic primary this year, so few of the other democrats bothered to get on the ballot. Kucinich got about 4% of the vote.
But mostly, this primary was Hillary vs 'Not Hillary'. And that actually made the results pretty interesting. Hillary won by 15%, meaning about 40% of people would rather vote for 'Nobody' than vote for Hillary.
According to this election and the exit polls Hillary's supporters are people who are over 45, uneducated, poor, white, and female. The biggest difference was among blacks 70% voted for anybody but Hillary, the next biggest difference was among people under 30.
You can read a brief analysis here
and see the exit polls here
If Hillary is the nominee, I am worried that we might end up with another Republican in the whitehouse. She will inspire the Republicans to come out and vote against her, and the Democrats won't bother voting at all.
The Democrats fail because they don't get people up off the couch. People don't vote because they don't see anyone worth supporting. They don't trust either of the 2 politicians in the presidential race. They don't think anything will change. Democrats and Republicans are part of the same corrupt system, and their campaign promises are a bunch of crap. So why bother to vote.
Democrats are supposed to be the party of the people, and the republicans are supposed to be the party of the wealthy. But the people don't vote, cause the democrats sound like republicans. And the republicans do vote, because they are protecting their assets. Meanwhile the candidates are just rephrasing the same BS and trying to be a better salesman to those ambiguous people who haven't made up their mind yet.
If a candidate stood up for the middle class, and spoke honestly, there would be no contest. We need someone honest and confident who can stand up for single-payer healthcare. And when someone shouts 'socialized medicine', tell them to take their HMO and shove it, because there's no such thing, and they are trying to scare you with bogymen.
Democrats usually try to steal voters from the republicans, by acting like republicans. The presidential race is usually a competition for the middle. Instead Democrats should inspire people to get off the couch, go to the voting booth, and demand to have their voices heard.
Clinton is not that candidate. If she gets the nomination, November will be too close to call, most Americans will stay home, and I will be voting for a third party again.
I'd like to see an Obama Edwards ticket, with Kucinich, Biden, and Dodd, as secretary of something in the cabinet.
I am excited by Obama. he gets young people to vote, and he gets record numbers of people out to the polls, and because he has that popular support he doesen't need to sell out to make money for his campaign as much as other people.
I'm a registered Democrat this year, and I will be voting in the primary on February 5th. This is my way of pretending we have a runoff election. Depending on the nomination, I might go back to being Green real quick.
But mostly, this primary was Hillary vs 'Not Hillary'. And that actually made the results pretty interesting. Hillary won by 15%, meaning about 40% of people would rather vote for 'Nobody' than vote for Hillary.
According to this election and the exit polls Hillary's supporters are people who are over 45, uneducated, poor, white, and female. The biggest difference was among blacks 70% voted for anybody but Hillary, the next biggest difference was among people under 30.
You can read a brief analysis here
and see the exit polls here
If Hillary is the nominee, I am worried that we might end up with another Republican in the whitehouse. She will inspire the Republicans to come out and vote against her, and the Democrats won't bother voting at all.
The Democrats fail because they don't get people up off the couch. People don't vote because they don't see anyone worth supporting. They don't trust either of the 2 politicians in the presidential race. They don't think anything will change. Democrats and Republicans are part of the same corrupt system, and their campaign promises are a bunch of crap. So why bother to vote.
Democrats are supposed to be the party of the people, and the republicans are supposed to be the party of the wealthy. But the people don't vote, cause the democrats sound like republicans. And the republicans do vote, because they are protecting their assets. Meanwhile the candidates are just rephrasing the same BS and trying to be a better salesman to those ambiguous people who haven't made up their mind yet.
If a candidate stood up for the middle class, and spoke honestly, there would be no contest. We need someone honest and confident who can stand up for single-payer healthcare. And when someone shouts 'socialized medicine', tell them to take their HMO and shove it, because there's no such thing, and they are trying to scare you with bogymen.
Democrats usually try to steal voters from the republicans, by acting like republicans. The presidential race is usually a competition for the middle. Instead Democrats should inspire people to get off the couch, go to the voting booth, and demand to have their voices heard.
Clinton is not that candidate. If she gets the nomination, November will be too close to call, most Americans will stay home, and I will be voting for a third party again.
I'd like to see an Obama Edwards ticket, with Kucinich, Biden, and Dodd, as secretary of something in the cabinet.
I am excited by Obama. he gets young people to vote, and he gets record numbers of people out to the polls, and because he has that popular support he doesen't need to sell out to make money for his campaign as much as other people.
I'm a registered Democrat this year, and I will be voting in the primary on February 5th. This is my way of pretending we have a runoff election. Depending on the nomination, I might go back to being Green real quick.
jason - 01/16/08 21:33
The reason why Michigan had no delegates up for grabs is because they dared to move their primary date up previous to Super Tuesday, against the wishes of the DLC.
There are too many thoughts to go one by one, but suffice it to say I agree with some, disagree with some. One thing I do want to talk about is the poor, which will just have to come in journal form.
The reason why Michigan had no delegates up for grabs is because they dared to move their primary date up previous to Super Tuesday, against the wishes of the DLC.
There are too many thoughts to go one by one, but suffice it to say I agree with some, disagree with some. One thing I do want to talk about is the poor, which will just have to come in journal form.
metalpeter - 01/16/08 18:04
I have heard somewhere "the republican party is the party of bad ideas, and the Democrats is the party of no ideas". I do find that is true a lot of the time. One thing you have to give to the republicans is they are much better at the political process. i don't think we will ever have some address "The Middle Class". The reason is that as much as a good idea that it is, there won't be a middle class person running for office. It takes so much money to run for office that you have to be rich or have rich backers. If you where middle class and had those rich backers then you would owe them stuff when you got into office so there isn't much of a way for you to reform anything. Not to mention If you tried during your campain all your backers would leave. The way people run for office needs to change so more qualified people can run. I don't think it will happen. I think that there is this elitism that politicans want for them selves. Hey if any hero can run then there is no job security and also if the local union leader can run then you lose your power over the people.
I have heard somewhere "the republican party is the party of bad ideas, and the Democrats is the party of no ideas". I do find that is true a lot of the time. One thing you have to give to the republicans is they are much better at the political process. i don't think we will ever have some address "The Middle Class". The reason is that as much as a good idea that it is, there won't be a middle class person running for office. It takes so much money to run for office that you have to be rich or have rich backers. If you where middle class and had those rich backers then you would owe them stuff when you got into office so there isn't much of a way for you to reform anything. Not to mention If you tried during your campain all your backers would leave. The way people run for office needs to change so more qualified people can run. I don't think it will happen. I think that there is this elitism that politicans want for them selves. Hey if any hero can run then there is no job security and also if the local union leader can run then you lose your power over the people.
joshua - 01/16/08 15:01
I have to admit it frosts me when I hear people say that poor people voting for the GOP is "voting against their best interests." As if low taxes, strong national defense and keeping America's best interest in mind with our foreign policies have no place in determining who to vote for. That is an absolutely ludicrous statement when you get right down to it. Democrats have long taken the poor vote for granted - its an utter fallacy to suggest that the party of the poor is the Democratic Party when for the past 35 years the Democrats have largely IGNORED the poor on the federal level. The Dems have loooooonnnngg been eating their lunch from food made back in FDR's days.
As for the inheritance tax - that is not the government's money and never was, pure and simple. The inheritance tax is simply robbing Peter to give to Paul - at least theoretically. Ultimately the government will do whatever it wants with the money, which is why the whole thing is an utter scam. The idea that its a crime to be rich, and therefore when you die you have to give away 40% of your estate to artificially create some sort of social equivalence is silly to me.
Finally, w/respect to the primaries. Romney won in a state he spent time in as a kid when his dad was Governor. I would have been surprised had he not won. At this point, and things may change so I may have to revise this statement - if Hillary wins the nomination the Republicans will keep the White House, and if Obama wins the nomination he'll go through and take it all in November. AFAIC its as simple as that. If Obama were wise enough to pick Joe Biden as a running mate that might tip the scale for me in his favor. I don't like any of the GOP candidates really.
I have to admit it frosts me when I hear people say that poor people voting for the GOP is "voting against their best interests." As if low taxes, strong national defense and keeping America's best interest in mind with our foreign policies have no place in determining who to vote for. That is an absolutely ludicrous statement when you get right down to it. Democrats have long taken the poor vote for granted - its an utter fallacy to suggest that the party of the poor is the Democratic Party when for the past 35 years the Democrats have largely IGNORED the poor on the federal level. The Dems have loooooonnnngg been eating their lunch from food made back in FDR's days.
As for the inheritance tax - that is not the government's money and never was, pure and simple. The inheritance tax is simply robbing Peter to give to Paul - at least theoretically. Ultimately the government will do whatever it wants with the money, which is why the whole thing is an utter scam. The idea that its a crime to be rich, and therefore when you die you have to give away 40% of your estate to artificially create some sort of social equivalence is silly to me.
Finally, w/respect to the primaries. Romney won in a state he spent time in as a kid when his dad was Governor. I would have been surprised had he not won. At this point, and things may change so I may have to revise this statement - if Hillary wins the nomination the Republicans will keep the White House, and if Obama wins the nomination he'll go through and take it all in November. AFAIC its as simple as that. If Obama were wise enough to pick Joe Biden as a running mate that might tip the scale for me in his favor. I don't like any of the GOP candidates really.
dcoffee - 01/16/08 13:08
You're right that a lot of people vote for the GOP, and many of them are poor. But those people are voting against their best interests.
I'm amazed that Republicans can call the inheritance tax the "Death Tax" and get poor blue collar people to rally against it. Like they're about to inherit a 2 million dollar estate, anything less is not taxed at all.
And they swallow their $300 check from Bush's tax cut, while the wealthy pack away millions.
Personally I'm sick of hearing about taxes. "It's not the government's money, it's my money" well if you're making $300 per week, you're probably paying more for health insurance, than you are paying in taxes. And the top 1% in this country are getting more loopholes and tax breaks than you can count.
Republicans are the party of big business, they use wedge issues to get wider support, but their policies are for the wealthy elite. Democrats, have been going along with it, and that's their biggest problem.
You're right that a lot of people vote for the GOP, and many of them are poor. But those people are voting against their best interests.
I'm amazed that Republicans can call the inheritance tax the "Death Tax" and get poor blue collar people to rally against it. Like they're about to inherit a 2 million dollar estate, anything less is not taxed at all.
And they swallow their $300 check from Bush's tax cut, while the wealthy pack away millions.
Personally I'm sick of hearing about taxes. "It's not the government's money, it's my money" well if you're making $300 per week, you're probably paying more for health insurance, than you are paying in taxes. And the top 1% in this country are getting more loopholes and tax breaks than you can count.
Republicans are the party of big business, they use wedge issues to get wider support, but their policies are for the wealthy elite. Democrats, have been going along with it, and that's their biggest problem.
james - 01/16/08 12:20
It is also important to note that Clinton did not campaign in Michigan, as as no one will in Florida. So, no one had any reason to go out and vote democrat. So, Clinton's victory there was nothing but a publicly funded opinion poll with a ginormous margin of error.
If it hurt anyone it was John McCain. Democrats and independents should have forgot about the Dem primary and gone out to vote for their GOP flavor of choice, which should have been McCain. Instead, Romney beat the snot out of McCain in a state McCain handily won in 2000.
Keep tuned for the now three ring circus in the GOP primary.
It is also important to note that Clinton did not campaign in Michigan, as as no one will in Florida. So, no one had any reason to go out and vote democrat. So, Clinton's victory there was nothing but a publicly funded opinion poll with a ginormous margin of error.
If it hurt anyone it was John McCain. Democrats and independents should have forgot about the Dem primary and gone out to vote for their GOP flavor of choice, which should have been McCain. Instead, Romney beat the snot out of McCain in a state McCain handily won in 2000.
Keep tuned for the now three ring circus in the GOP primary.
zobar - 01/16/08 12:16
Edwards & Obama explicitly pulled out of the Michigan race because of this early-primary kerfuffle. Michigan and Florida moved their primaries up without permission and will lose all their Democratic delegates and half their Republican delegates at the conventions (South Carolina has also lost half its Republican delegates). Edwards & Obama are spending their money where it will matter in a material way, letting Clinton, Kucinich, and Uncommitted vie for the moral victory in Michigan and Florida.
- Z
Edwards & Obama explicitly pulled out of the Michigan race because of this early-primary kerfuffle. Michigan and Florida moved their primaries up without permission and will lose all their Democratic delegates and half their Republican delegates at the conventions (South Carolina has also lost half its Republican delegates). Edwards & Obama are spending their money where it will matter in a material way, letting Clinton, Kucinich, and Uncommitted vie for the moral victory in Michigan and Florida.
- Z
james - 01/16/08 12:09
ya, I would disagree with your assessment of who votes for who. The poorest states in the country (Alabama, Mississippi, Arkansas, etc) and those with the least corporate interest (Kansas, Nebraska, etc) overwhelmingly vote for the GOP.
And Clinton is not a Republican and she will bring people out to vote for her in droves. Look at Iowa and New Hampshire. Both had record turn out. It is as likely that people will come out in November for her as they have in January.
Edwards wont be Obama or Clinton's VP pick either. Clinton would gain way more with Obama as her VP and Obama needs someone with defence experience. Biden is more likely to get on Obama's ticket than Edwards.
ya, I would disagree with your assessment of who votes for who. The poorest states in the country (Alabama, Mississippi, Arkansas, etc) and those with the least corporate interest (Kansas, Nebraska, etc) overwhelmingly vote for the GOP.
And Clinton is not a Republican and she will bring people out to vote for her in droves. Look at Iowa and New Hampshire. Both had record turn out. It is as likely that people will come out in November for her as they have in January.
Edwards wont be Obama or Clinton's VP pick either. Clinton would gain way more with Obama as her VP and Obama needs someone with defence experience. Biden is more likely to get on Obama's ticket than Edwards.
jason - 01/16/08 11:37
"Democrats are supposed to be the party of the people, and the republicans are supposed to be the party of the wealthy."
I guess it depends on who you call "wealthy" I suppose.
"Democrats are supposed to be the party of the people, and the republicans are supposed to be the party of the wealthy."
I guess it depends on who you call "wealthy" I suppose.
01/11/2008 10:34 #42837
Debt, Loans, Feudalism & CorruptionCategory: politics
I took a good look at my college loans yesterday. It kinda made me feel like a slave. Maybe not that extreme, but the Worker-Master relationship started to become apparent to me.
I pay $200 per month, I've paid about $6,000 so far, and I've only paid off $2,500 of my principal balance, which was only $27,000 to begin with, because I was part of the most generous government program I've seen for poor people like myself, EOP.
So let me get this straight, I'm paying double?!?! These assholes Own me.
There was no question in my mind about going to college, and living in Buffalo I'm glad I did. A lot of my friends have a high school diploma or less, and it is a real pain in the ass for them to find a job. My one friend went back to Boces for a trade, he's still only making $10 per hour, and he's driving all over the county in his own truck.
If you're in the lower middle class in this country, they basically grab onto your nuts and squeeze. Your part of the Worker class, and they Own you. Same for women, they're squeezing your nuts too.
Let's compare my situation to my fiance, who was born a little above my class. her parents could afford to pay her college in full, no loans. She went to a SUNY school with me, not too expensive, if you call $50,000 a bargain. But still, no loans, that means she can keep her money. I had to sell my body to start making more than $10 per hour.
Here's the kicker, She puts $200 into her retirement account each month. I take that same $200, and flush it down to toilet. Or to be more specific, I give it to my masters at the student loan company.
Meanwhile, you know what the government is trying to do with my retirement account? You know Social Security? They want to give it away to the same blood-sucking companies that are already squeezing my nuts. They're trying to convince me that Social security is going to run out, and all that money I already paid into the system since I started working at 15, belongs to them, not me.
Ironic, they call this the "Ownership Society" all I own is hand-me-down furniture and a bunch of electronics. but THEY own ME.
Here's a pleasant thought, I don't have health insurance either. I had Healthy NY, that super affordable government program which costs $270 per month, and is somehow tied to the SCHIP federal program which the Republicans refused to expand a couple months back. Yea, I had that for about 4 months, and I still had to pay $40 for a doctor to look in my ear and tell me to take claritin D. that probably would have cost about $80 without my budget ass Healthy NY.
No health insurance. That means I'm one broken arm away from being better off in jail. Isn't that a peachy little thought. Maybe that's why we have more violent crime than any other nation in the world, besides some of those that are in a state of civil war. People are so fucked, that jail doesen't seem much worse than 'freedom'.
Yes, America, this is what we have become. We have betrayed our country. FDR is rolling over in his grave.
You know... I didn't learn much in my social studies classes growing up. But there's one thing that sunk in, they told me this is a land of opportunity. You can't control what class you're born into, but if you're smart, and you work hard, you can have a good life, and maybe even become the president.
They also told me I'd be better off if I went to college. They didn't mention the fact that I'd be paying double, because I was born in the lower middle class.
What happened? When did we become a nation of Masters and Workers? This doesn't look like the America they told me about.
But this isn't about my story. This is the story of America. I don't even have credit card debt, and I have 4 times more savings than my mother. How many Americans have $2,000 in the bank, and are making minimum payments on over $10,000 worth of credit card debt?
You know that the top 1% of Americans own 40% of the wealth? and the bottom 80% of people own a pitiful 8%.
What the hell is going on here, and why aren't we more pissed off about it?
We have been fooled.
How long will it take for us to realize that they lied to us about opportunity, they lied about freedom, lied about equality, lied about fairness, lied about justice, and they lied about America being a society of upward mobility, withouth classes. They lied about the American Dream. They made us thankfull to live in the most just, fair and democratic society on earth. And it is all bullshit.
I'll tell you how we can get our country back. I hate leaving people pissed off, without a solution. That ultra rich 1% is buying more than just resort homes, helicopters and private islands.
They have bought our government. Our representatives care more about money, than they do about the public. Because it takes so much money to get elected, donations are more important than votes. Elections must be free and fair. When I say free, I mean no cash.
I don't care how we do it, but the bottom line is that money has corrupted our political system. That is the one issue that is more important than everything else. We are divided... global warming, war, security, national debt, health care, these are real issues. Why aren't politicians addressing them, when they talk about them in campaigns all the time? Because if they act, it will change the system, and the system is making some people a lot of money, they don't want change, they don't want uncertainty. Change won't hurt the economy, but it could hurt individuals who are making a lot of money in the current system. That's why we get such minor changes in policy, they're trying to appease us, and obey their masters, our masters.
Here's to having a debate about campaign finance in 2008, instead of flag burning.
I pay $200 per month, I've paid about $6,000 so far, and I've only paid off $2,500 of my principal balance, which was only $27,000 to begin with, because I was part of the most generous government program I've seen for poor people like myself, EOP.
So let me get this straight, I'm paying double?!?! These assholes Own me.
There was no question in my mind about going to college, and living in Buffalo I'm glad I did. A lot of my friends have a high school diploma or less, and it is a real pain in the ass for them to find a job. My one friend went back to Boces for a trade, he's still only making $10 per hour, and he's driving all over the county in his own truck.
If you're in the lower middle class in this country, they basically grab onto your nuts and squeeze. Your part of the Worker class, and they Own you. Same for women, they're squeezing your nuts too.
Let's compare my situation to my fiance, who was born a little above my class. her parents could afford to pay her college in full, no loans. She went to a SUNY school with me, not too expensive, if you call $50,000 a bargain. But still, no loans, that means she can keep her money. I had to sell my body to start making more than $10 per hour.
Here's the kicker, She puts $200 into her retirement account each month. I take that same $200, and flush it down to toilet. Or to be more specific, I give it to my masters at the student loan company.
Meanwhile, you know what the government is trying to do with my retirement account? You know Social Security? They want to give it away to the same blood-sucking companies that are already squeezing my nuts. They're trying to convince me that Social security is going to run out, and all that money I already paid into the system since I started working at 15, belongs to them, not me.
Ironic, they call this the "Ownership Society" all I own is hand-me-down furniture and a bunch of electronics. but THEY own ME.
Here's a pleasant thought, I don't have health insurance either. I had Healthy NY, that super affordable government program which costs $270 per month, and is somehow tied to the SCHIP federal program which the Republicans refused to expand a couple months back. Yea, I had that for about 4 months, and I still had to pay $40 for a doctor to look in my ear and tell me to take claritin D. that probably would have cost about $80 without my budget ass Healthy NY.
No health insurance. That means I'm one broken arm away from being better off in jail. Isn't that a peachy little thought. Maybe that's why we have more violent crime than any other nation in the world, besides some of those that are in a state of civil war. People are so fucked, that jail doesen't seem much worse than 'freedom'.
Yes, America, this is what we have become. We have betrayed our country. FDR is rolling over in his grave.
You know... I didn't learn much in my social studies classes growing up. But there's one thing that sunk in, they told me this is a land of opportunity. You can't control what class you're born into, but if you're smart, and you work hard, you can have a good life, and maybe even become the president.
They also told me I'd be better off if I went to college. They didn't mention the fact that I'd be paying double, because I was born in the lower middle class.
What happened? When did we become a nation of Masters and Workers? This doesn't look like the America they told me about.
But this isn't about my story. This is the story of America. I don't even have credit card debt, and I have 4 times more savings than my mother. How many Americans have $2,000 in the bank, and are making minimum payments on over $10,000 worth of credit card debt?
You know that the top 1% of Americans own 40% of the wealth? and the bottom 80% of people own a pitiful 8%.
What the hell is going on here, and why aren't we more pissed off about it?
We have been fooled.
How long will it take for us to realize that they lied to us about opportunity, they lied about freedom, lied about equality, lied about fairness, lied about justice, and they lied about America being a society of upward mobility, withouth classes. They lied about the American Dream. They made us thankfull to live in the most just, fair and democratic society on earth. And it is all bullshit.
I'll tell you how we can get our country back. I hate leaving people pissed off, without a solution. That ultra rich 1% is buying more than just resort homes, helicopters and private islands.
They have bought our government. Our representatives care more about money, than they do about the public. Because it takes so much money to get elected, donations are more important than votes. Elections must be free and fair. When I say free, I mean no cash.
I don't care how we do it, but the bottom line is that money has corrupted our political system. That is the one issue that is more important than everything else. We are divided... global warming, war, security, national debt, health care, these are real issues. Why aren't politicians addressing them, when they talk about them in campaigns all the time? Because if they act, it will change the system, and the system is making some people a lot of money, they don't want change, they don't want uncertainty. Change won't hurt the economy, but it could hurt individuals who are making a lot of money in the current system. That's why we get such minor changes in policy, they're trying to appease us, and obey their masters, our masters.
Here's to having a debate about campaign finance in 2008, instead of flag burning.
jenks - 01/17/08 16:55
I consolidated in... 04? 05? when loans were at a "record low". i THINK it's like 2.85 but i'd have to double check... So now I just have one monster loan, which makes it a little simpler.
ok, i checked- 2.875.
but the current total is 180K not 150. makes me want to cry.
I consolidated in... 04? 05? when loans were at a "record low". i THINK it's like 2.85 but i'd have to double check... So now I just have one monster loan, which makes it a little simpler.
ok, i checked- 2.875.
but the current total is 180K not 150. makes me want to cry.
dcoffee - 01/17/08 10:13
I just got all uppity about people having 3% interest rates and called around. They told me that the interest rates on student loans have gone up over the past 4 years to 7.5% !! So if I were able to consolidate or refinance, I'd probably have a higher rate than I did before. That's messed up, over the past 4 years the need to go to college has gone up, These loan companies must be making a killing.
I just got all uppity about people having 3% interest rates and called around. They told me that the interest rates on student loans have gone up over the past 4 years to 7.5% !! So if I were able to consolidate or refinance, I'd probably have a higher rate than I did before. That's messed up, over the past 4 years the need to go to college has gone up, These loan companies must be making a killing.
dcoffee - 01/17/08 09:49
Mine is about 5%, how do you get yours down to 3?
Mine is about 5%, how do you get yours down to 3?
drew - 01/16/08 23:01
Mine are, too. I am paying them back as slowly as possible.
Mine are, too. I am paying them back as slowly as possible.
jenks - 01/16/08 20:33
my loans are <3%... what are everyone elses?!
my loans are <3%... what are everyone elses?!
ajay - 01/16/08 19:07
Student loans are a racket.
Heck, ripping students off is an industry in this country.
When I was in India, student textbooks used to be significantly cheaper than other books. Heck, even today, you can buy the same version of a textbook from Amazon UK for much less than what it costs here.
Student loans are basically the vultures preying on the weak. There is _no_ reason why students can't be given very-low-interest loans (like 3% or something). It is in this country's interest to have an educated pool of people. We can subsidize the 100000-acre factory farms, but we can't offer cheap loans to students? I was lucky to do my undergrad in India, where the tuition was $100/semester; room was $1/semester (yes, you read that right); meals were $50/month.
I agree with you, (e:dcoffee) . We are headed back to the middle ages, with fiefdoms (corporations), serfs (you and me), etc.
Student loans are a racket.
Heck, ripping students off is an industry in this country.
When I was in India, student textbooks used to be significantly cheaper than other books. Heck, even today, you can buy the same version of a textbook from Amazon UK for much less than what it costs here.
Student loans are basically the vultures preying on the weak. There is _no_ reason why students can't be given very-low-interest loans (like 3% or something). It is in this country's interest to have an educated pool of people. We can subsidize the 100000-acre factory farms, but we can't offer cheap loans to students? I was lucky to do my undergrad in India, where the tuition was $100/semester; room was $1/semester (yes, you read that right); meals were $50/month.
I agree with you, (e:dcoffee) . We are headed back to the middle ages, with fiefdoms (corporations), serfs (you and me), etc.
metalpeter - 01/12/08 12:55
First of all everyone makes a lot of great points and Dcoffe I agree with pretty much all of your post. The thing that I want to add is about student loans. First of all you can go to school with out them. You only take classes you can pay for. Yeah It might take you ten years to finish but that might be better then paying loans off for 30 years. Some jobs have programs where you pay for school then based on how you do they reimburse you. You would be surprised how many people don't use that program. Back in the old days (wish I would have thought of this) Credit card companies where allways at schools. Why not pull education version of what Kevin smith did with clerks and pay for it all on credit cards. Then when you can't pay one of the bills for 6 months and they send a bill collector after you file for Bankrupcy. If people where to think of ways to pay for school before hand than things would be more manageable. But that is hard when the press gotta go to colloege at ya in High School.
Paying off the school loan: One reason why people owe so much is the way things happen. Your first year most people get grants and schoolerships so the loan isn't that much. But by at least the 2nd or 3rd year those aren't around anymore. Also Tution goes up every year so what started out (depending on shcool) at say $3000 loan is up to around $10,000. As long as you are a fulltime student you don't have to pay your loan back or pay anything on it. But maybe it would be a good idea to start paying on some of it in that last year to start getting it down some. The people I had my loan through don't care if you pay just the interest every month. In fact if you do that they make out like bandits because you will never get it paid back. The key thing to look at is how much in interest are you paying a month. If you take that amount away from your payment then you can tell how much money is beeing taking of your principal. The student loan people aren't as bad as the credit card people but it is the same idea really. You take so much money and each month they charge you interest well that interest is counted as money you owe so it gets put on top of the money you owe and then if you don't pay all the interest when they go and do the interest the next month that money is counted to, I think that is called compond interest so that is why it is good to pay them as much money as you can so you can get the prinicpal balance down.
First of all everyone makes a lot of great points and Dcoffe I agree with pretty much all of your post. The thing that I want to add is about student loans. First of all you can go to school with out them. You only take classes you can pay for. Yeah It might take you ten years to finish but that might be better then paying loans off for 30 years. Some jobs have programs where you pay for school then based on how you do they reimburse you. You would be surprised how many people don't use that program. Back in the old days (wish I would have thought of this) Credit card companies where allways at schools. Why not pull education version of what Kevin smith did with clerks and pay for it all on credit cards. Then when you can't pay one of the bills for 6 months and they send a bill collector after you file for Bankrupcy. If people where to think of ways to pay for school before hand than things would be more manageable. But that is hard when the press gotta go to colloege at ya in High School.
Paying off the school loan: One reason why people owe so much is the way things happen. Your first year most people get grants and schoolerships so the loan isn't that much. But by at least the 2nd or 3rd year those aren't around anymore. Also Tution goes up every year so what started out (depending on shcool) at say $3000 loan is up to around $10,000. As long as you are a fulltime student you don't have to pay your loan back or pay anything on it. But maybe it would be a good idea to start paying on some of it in that last year to start getting it down some. The people I had my loan through don't care if you pay just the interest every month. In fact if you do that they make out like bandits because you will never get it paid back. The key thing to look at is how much in interest are you paying a month. If you take that amount away from your payment then you can tell how much money is beeing taking of your principal. The student loan people aren't as bad as the credit card people but it is the same idea really. You take so much money and each month they charge you interest well that interest is counted as money you owe so it gets put on top of the money you owe and then if you don't pay all the interest when they go and do the interest the next month that money is counted to, I think that is called compond interest so that is why it is good to pay them as much money as you can so you can get the prinicpal balance down.
dcoffee - 01/11/08 16:04
Seems like I struck a nerve with this loan thing. It just bugs me that I shop at Aldi and the Salvation Army, I don't use credit cards, I don't buy anything until I absolutely have to, and still my savings account creeps upward. Then I get something like car repair, or insurance payment, or damn, if I get a cold. And everything I saved that month is gone. And I live in Buffalo! The least expensive city in the country. That extra $200 per month would help, especially since I realized I am paying back double what I borrowed, that just bugs me.
And I am budgeting for our wedding, not to mention the honeymoon. Hey honey let's go to Italy and Croatia, sweet, oh wait, what the hell happened to the US dollar? it's going to cost $250 for a cheap hotel room? So we'll probably fly to some tourist trap cause it's cheap, and try to escape as quick as possible.
The wedding industry is crap too, trust me, I've been to about 150 of them. There's no point to all the expenses, it distracts you from the people, the family and the humanity of the whole thing. And I didn't buy a diamond either.
James is right, some of these jobs shouldn't require a 50k degree. I wonder what year the government started providing High School education, probably during the depression. If everyone needs college to get a job maybe we should fund it like other countries do.
Jason, I hear you on the new car, I have a 93 Camry, and the rust is starting to bug me. And I really wish more people realized election financing is the biggest source of corruption in our system, and that's why politicians don't listen to us.
Paul, my degree is Political Science. also not a practical degree, doesn't qualify you for anything. unlike nursing, or something.
Suddenly you Need a degree to get a job, so those who don't have 50k lying around, become property of the lenders.
Seems like I struck a nerve with this loan thing. It just bugs me that I shop at Aldi and the Salvation Army, I don't use credit cards, I don't buy anything until I absolutely have to, and still my savings account creeps upward. Then I get something like car repair, or insurance payment, or damn, if I get a cold. And everything I saved that month is gone. And I live in Buffalo! The least expensive city in the country. That extra $200 per month would help, especially since I realized I am paying back double what I borrowed, that just bugs me.
And I am budgeting for our wedding, not to mention the honeymoon. Hey honey let's go to Italy and Croatia, sweet, oh wait, what the hell happened to the US dollar? it's going to cost $250 for a cheap hotel room? So we'll probably fly to some tourist trap cause it's cheap, and try to escape as quick as possible.
The wedding industry is crap too, trust me, I've been to about 150 of them. There's no point to all the expenses, it distracts you from the people, the family and the humanity of the whole thing. And I didn't buy a diamond either.
James is right, some of these jobs shouldn't require a 50k degree. I wonder what year the government started providing High School education, probably during the depression. If everyone needs college to get a job maybe we should fund it like other countries do.
Jason, I hear you on the new car, I have a 93 Camry, and the rust is starting to bug me. And I really wish more people realized election financing is the biggest source of corruption in our system, and that's why politicians don't listen to us.
Paul, my degree is Political Science. also not a practical degree, doesn't qualify you for anything. unlike nursing, or something.
Suddenly you Need a degree to get a job, so those who don't have 50k lying around, become property of the lenders.
paul - 01/11/08 14:01
For a while I had epeeps keep a tally of their student loans here. This is the only link I could still find (e:news,30113) - it went over 1 million dollars in no time. I own about $70,000 still which seems totally ridiculous considering my worthless MFA is what really caused it. On the other hand it got me into what I am doing now and it will pay off someday? I hope at least.
Like, you I paid for it all myself.
For a while I had epeeps keep a tally of their student loans here. This is the only link I could still find (e:news,30113) - it went over 1 million dollars in no time. I own about $70,000 still which seems totally ridiculous considering my worthless MFA is what really caused it. On the other hand it got me into what I am doing now and it will pay off someday? I hope at least.
Like, you I paid for it all myself.
jenks - 01/11/08 14:01
oh yeah and janelle- I am soooo with you on the diamond industry. Those ads make me want to puke.
oh yeah and janelle- I am soooo with you on the diamond industry. Those ads make me want to puke.
jenks - 01/11/08 13:59
Ugh. Loans. I am in major denial about mine. I think my principal is $150. They're in deferment right now, so they're just accumulating interest and not being paid. I got a statement a while ago- I'm on (or will be once I get into repayment) some "income sensitive" plan that lets me just pay interest for the first few years, and then it goes up to like $750/month- until the year 2037. I wanted to cry.
And that's just med school loans! thank god I don't have any undergrad/credit card debt!
Ugh. Loans. I am in major denial about mine. I think my principal is $150. They're in deferment right now, so they're just accumulating interest and not being paid. I got a statement a while ago- I'm on (or will be once I get into repayment) some "income sensitive" plan that lets me just pay interest for the first few years, and then it goes up to like $750/month- until the year 2037. I wanted to cry.
And that's just med school loans! thank god I don't have any undergrad/credit card debt!
janelle - 01/11/08 12:24
Tru dat (e:James). In my field, people slave away gaining experiencing in direct care positions and some of these individuals have the skills and abiities to move up in the chain but can't because they don't have a degree. So, they have to go into debt to get the AA or BA to move up the chain. But the pay increase is probably offset by the student loan expense!
Tru dat (e:James). In my field, people slave away gaining experiencing in direct care positions and some of these individuals have the skills and abiities to move up in the chain but can't because they don't have a degree. So, they have to go into debt to get the AA or BA to move up the chain. But the pay increase is probably offset by the student loan expense!
janelle - 01/11/08 12:18
$10,000 for a ring, that's ridiculous imo. That's what our entire wedding cost when all was said and done and if we had less money, we would have pulled it off with less money(not including honeymoon). We spent no more than $1,000 on my engagement ring and wedding ring combined and both are quite lovely. The engagement ring, btw, is a pearl...don't get me started on the diamond industry and the whole diamond engagement ring scam! If some chick tells you that you need to buy her a $10,000 engagement ring, run the other way. And that bs about an expensive ring being proof that a man can provide...well, the chick better pony up $10,000 to prove she can provide too, imo.
Okay, I totally sidetracked but the whole wedding industry pisses me off and when Christians buy into the wedding industry it pisses me off more. It's just another example of how fucked up finances are in this country which goes back to (e:Dcoffee)'s point that we need change.
$10,000 for a ring, that's ridiculous imo. That's what our entire wedding cost when all was said and done and if we had less money, we would have pulled it off with less money(not including honeymoon). We spent no more than $1,000 on my engagement ring and wedding ring combined and both are quite lovely. The engagement ring, btw, is a pearl...don't get me started on the diamond industry and the whole diamond engagement ring scam! If some chick tells you that you need to buy her a $10,000 engagement ring, run the other way. And that bs about an expensive ring being proof that a man can provide...well, the chick better pony up $10,000 to prove she can provide too, imo.
Okay, I totally sidetracked but the whole wedding industry pisses me off and when Christians buy into the wedding industry it pisses me off more. It's just another example of how fucked up finances are in this country which goes back to (e:Dcoffee)'s point that we need change.
james - 01/11/08 12:17
School and student loans are such a racket. Way too many people are going to college. College is great and good and all that, but so many people go just so they can get a job, a job that really shouldn't require a Bachelors or Associates degree. Most people aren't in school for the education, they are in it for the job. Just cut out the expensive 50k middle man I say. I am sure the paralegal will be able to look up a file without that anthropology class.
School and student loans are such a racket. Way too many people are going to college. College is great and good and all that, but so many people go just so they can get a job, a job that really shouldn't require a Bachelors or Associates degree. Most people aren't in school for the education, they are in it for the job. Just cut out the expensive 50k middle man I say. I am sure the paralegal will be able to look up a file without that anthropology class.
jason - 01/11/08 12:02
And, PS, Janelle, shoot. Think about if you're single and in our generation. I'll never be able to afford to get married. I'll never be able to afford some $10,000 ring, or even probably one half that amount. And the costs of the wedding itself? UGH.
But you're so right on about the Student Loans. I'm absolutely dying here. I don't have as much as grad students but it still hurts. I want a new car.
And, PS, Janelle, shoot. Think about if you're single and in our generation. I'll never be able to afford to get married. I'll never be able to afford some $10,000 ring, or even probably one half that amount. And the costs of the wedding itself? UGH.
But you're so right on about the Student Loans. I'm absolutely dying here. I don't have as much as grad students but it still hurts. I want a new car.
jason - 01/11/08 11:57
I completely agree that elections should be pubicly funded.
I completely agree that elections should be pubicly funded.
jim - 01/11/08 11:15
This is totally off topic of the substance of your actual post, but if you pay a little extra each month, that'll go straight to principal and shave a bunch of interest off over the years.
This is totally off topic of the substance of your actual post, but if you pay a little extra each month, that'll go straight to principal and shave a bunch of interest off over the years.
janelle - 01/11/08 10:54
College loans are definitely the economic monkey of our generation that will make a large impact on our economy. Our generation can't afford to buy homes, afford health insurance or start families. It's part of the whole middle class crunch.
Harvard and a few other Ivy League schools are really making interesting strides in college tuition. Students whose parents make under $60,000, I believe go for free and students whose parents make between $60,000 to $120,000 pay a percentage of their income. I hope other universities hold them up as an example, because just Harvard and a handful of others isn't enough to solve the problem.
Personally, I prefer the German model of placement into different types of educational settings via testing with a strong philosophy of not everyone has to go to college and one can make a good living from learning a trade. And not just a trade as in plumbing, but also jobs that often in the US you would have to have a college degree to do. Of course, there are problems with that model too.
College loans are definitely the economic monkey of our generation that will make a large impact on our economy. Our generation can't afford to buy homes, afford health insurance or start families. It's part of the whole middle class crunch.
Harvard and a few other Ivy League schools are really making interesting strides in college tuition. Students whose parents make under $60,000, I believe go for free and students whose parents make between $60,000 to $120,000 pay a percentage of their income. I hope other universities hold them up as an example, because just Harvard and a handful of others isn't enough to solve the problem.
Personally, I prefer the German model of placement into different types of educational settings via testing with a strong philosophy of not everyone has to go to college and one can make a good living from learning a trade. And not just a trade as in plumbing, but also jobs that often in the US you would have to have a college degree to do. Of course, there are problems with that model too.
I share your polling place, but I was #34
PS - Don't feel bad, most Americans haven't heard of Rhode Island so I think your spellcheck is off the hook. And I don't mean that in the "off the heezy" sense.
Another bonus about voting in a Democratic primary, the electoral votes are NOT winner take all. So if one candidate gets 56% of the vote, they also get 56% of the electoral votes, wow imagine that, what a crazy idea. Not like the general election where the person with the most votes gets the whole state. Republicans still do winner take all though, sorry guys.
Yeah, I heard on the radio that several polling places have been relocated and people don't know where to go. That's kind of shady.
My first polling place was the fire station on Rhode Island. I wonder why they thought it was incredibly important to relocate me.