Libertad's Journal

01/23/2013 12:15 #57165

Advocate for free FICO score

Currently the only reliable way to get your FICO score is to pay $19.95 on myfico.com.

Consumer Reports is encouraging people to write to their reprepsentatives to change it so we all have access to a free ACCURATE FICO score once per year. I think this is a good idea and would really help our entire nation to be better informed.

If you are interested, Consumer Reports makes it easy to send a request to your legislators via this link:

In the meantime, they advise to avoid getting your FICO score from anyone other than myfico.com.

If you just want a free credit report but not the score you can go to annualcreditreport.com

AnnualCreditReport.com is a centralized service for consumers to request free annual credit reports. It was created by the three nationwide consumer credit reporting companies - Equifax, Experian and TransUnion.

AnnualCreditReport.com provides consumers with the secure means to request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies in accordance with the Fair and Accurate Credit Transactions Act (FACT Act).

01/20/2013 17:12 #57153

mega jump

paul - 01/20/13 21:52
Everybody loves mega jump. I hate games and I am addicted.

12/17/2012 19:56 #57006

Mommie Dearest

I find myself very angry at a dead woman and I'm feeling kinda guilty about these feelings cause she's dead. I'm pissed at the mother of the guy who went and killed all those people, the mother who is now dead.

I think the problem comes down to her feeling entitled, she had all this money and she could buy whatever she wanted and she did. She felt powerless, so she bought weapons that gave her the power she desperately lacked but that ultimately become her own awful demise.

Of course, we had to protect her freedom, her freedom to have these weapons that she didn't need but wanted to fill her own inadequacy, her void.

She had her freedom, she tried to buy things that she couldn't, control, power, whatever it was she sought with those weapons and now here we are...

metalpeter - 12/18/12 21:48
Anyone with guns should know that you have to keep them safe where and in a way that only you can have so that guy who climbs up the tree and trough the window doesn't pull out the loaded shot gun out of your closet per say.... They have to be secure or atleast under the pillow ....... Now not sure about what states offer what but Gun Safety and security needs to be taught before one can buy one in my opinion ....

libertad - 12/18/12 18:25
That tinge of guilt I felt is gone. Irresponsible doesn't seem like a strong enough word for having the type of gun that she did in a home with someone who clearly was not at all right.

metalpeter - 12/18/12 17:38
I didn't think of it this way only cause I have no info on the mother... I can only look at so much of this and have said so much with posts and liking posts that I don't know what to say in a logical way.... Well you should feel guilty a bit and that is ok..... If one wants to blame someone she is one of the ones whom one can blame... Maybe I will write a post about this.......

12/05/2012 18:20 #56957

High School Photography Class

Miss my time in the dark room. These pictures got wet in an unfortunate incident.

paul - 12/06/12 15:50
No, I thought maybe during some other flood.

libertad - 12/06/12 07:31
Paul are you serious? Are you talking about my g'rents cottage that exploded into a million pieces several miles downstream from where it used to be? No.

My abusive x bf called me at work to tell me that all of my stuff that was in MY apartment was on the curb. these pictures and a lot of others was dumped all over the wet grass.

metalpeter - 12/05/12 23:10
Some Nice pictures...

paul - 12/05/12 22:54
Did his happen at your grandparents or did you apartment spring a leak?

11/17/2012 20:09 #56905

Pass the Courvoisier

I thought my recipe called for cognac except when I got home from liquor store I realized I was supposed to get port. Now I am sitting at home passing myself the Courvoisier.

lilho - 12/06/12 11:51
(e:paul) ya'll need ta brush up on ya urban lingo.

paul - 12/05/12 22:53
I didn't know what that is. Had to look it up.