as part of a new patient examination, my new doc had me go for a ton of blood work for baseline health, etc. I use Quest for all that blood sucking stuff. This was back in October.


My insurance always takes care of lab fees, but I received a bill from Quest rather recently. I forwarded it on to my insurance (through snail mail), but somehow they didn't get it. Then I tried faxing it to them daily for a week, different locations, different times, always busy. Called, tried new fax numbers with same result. They have all this communication documented, as I kept calling them to explain my inability to get the bill to them. I was told to re send through the mail (different addy than originally sent) and that seemed to work.
In the mean time, I got a call from a collection agency!
I guess Quest sent it off to collections pretty quickly although this is the first I heard of even having an outstanding 'bill'.
So back and forth I go with the collections agency. I called them once I received a letter- I wanted to find out what date this happened, etc. (why so quick?) Of course they launched into payment options..
them: "send us money"
me: "no"
them: "if you can't pay it all, we can put you on a payment plan"
me: "no. this isn't my bill, I do not owe you anything- it is currently being handled by my insurance company"
them; "send us money and your insurance will reimburse you"
me: "uhhhh no. I will not assume what you say is true. I need direct communication from insurance company before making any decision. I'll call back"
(really now! and hell no I'm not sending money! - later call to insurance company laughed at the collections brazen attempt to say what the insurance company would/wouldnt do- and no, it is not up to me to pay the bill in any capacity, as it is covered)
I would/should send them a "Spider Drawing As Payment", like this:

so daily calls from collections ensued. i felt like one of those people that avoid the phone expressly for this reason. I just didn't want to have the same conversation until I knew more.
I then received word back from my insurance- in writing and a phone call, that the bill was an oversight on Quests part and that they indeed should not have billed me for anything and that the bill was indeed paid in full by the insurance company. It will fall upon Quest to contact collections and state that this account should not be there. The bill was paid! There is no actual "bill". Argh!
I made a call to collections to inform them of this update, to tell them to stop calling me, and that any interaction I have with anyone on this matter will be with Quest and/or my insurance. Yeh, they are doing their 'job', but enough already!
As a last ditch effort, the collections person actually said for me to call my insurance and to let them know that they can pay the bill with a debit or credit card, and here's the reference #, phone # and contact person, etc. imagine that? And I did call my insurance people just to see if there was anything else I needed to do (and to document my self initiated follow up).
Feeling empathy for dealing with collections, the gentleman I spoke to said that he would call them on my behalf as a favor, but they wouldn't deal with them financially, just reiterate what I said- as the bill being in collections isn't appropriate and that it was a mistake on Quest. So the letter sent to Quest pertaining to this matter was copied to me and they have X amount of days to resolve this billing error and to take me out of collections.
In the mean time, I will see if anything changes on my credit report updates.
and I will wait a little longer before answering my phone again!
although- I'm now on top of my Fair Debt Collections Practices Act..
wiki article:

actual fun-tastic PDF document of Fair Debt Collections Practices Act blah blah blah:

and a super quick "ehow" to get them off my ass:

but still waiting for this next

written by this guy

looked for "smiling happy collection agents" in google images, but nothing turned up in search results. just "request impossible"
it is really amazing how one small mistake by quest really snowballed. It is one thing to owe money and do something funny like the spider thing but to be called for money you don't owe because there is no bill really is insane.
Sounds like my recent tete-a-tete trying to get the fools at two insurance companies to get off their asses and cover my kids. Turns out the cable company who shant be named never turned off the policies. Wish I'd known that during last summer's bell's palsy saga.